Mann Bracken is a third party debt collection company. They have filed thousands of civil lawsuits against consumers and have placed levies on bank accounts and have garnished consumer’s wages. Contact information is as follows:

2727 Paces Ferry Rd.

1 Paces West Suite 1400

Atlanta, GA 30339

678.801.2352

However, we have learned that they have merged with a company called Great Seneca Financial Group. The contact information for Great Seneca Financial Group is as follows:

28632 Roadside Dr.

Suite 265

Augora Hills, CA 91301

805.523.2555

Are you off the hook with the Mann Bracken Collection Agency?

You might think the above information is great news. You’re off the hook, right? The short answer is no. And now you have a bigger headache than you had when they were calling you four and five times a day and threatening to garnish your wages and sue you. If they were calling you in the first place they had some sort of debt they believed to be yours. If you never spoke with them or received validation of the debt it’s going to be really hard to clear your credit from whatever debt they were alleging. As much as you want to, don’t ignore this issue. Don’t wait for it to rear it’s ugly head again. Get in front of the problem and be proactive and take action to repair your credit. For this quagmire it might be worth it to contact a credit repair counselor. This is going to be a lot of work.

What should you do now?

First, get a copy of your credit report from all three major bureaus: Transunion, Experian and Equifax. Do you see any discrepancies? Any derogatory items the Mann Bracken Collection Agency might have been calling you about? Worse, do you see several derogatory items? Which item might Mann Bracken have been calling about? Take deep breaths. This is going to take a while. Write letters to both addresses above. Inquire about any debt they may have concerning you. Or you could hope and pray the problem will just go away but debts do not disappear into thin air and credit scores don’t go up by themselves. Once you’ve tracked down the nature of the calls and who owns the debt and the collection company has proven it is your debt, the collection company is going to aggressively pursue you to pay. Are you prepared to pay? How about negotiate? In this sticky situation we really recommend consulting with professional credit repair services specifically the Lexington Law Office. You will need so much time and documentation. You’ll need to correspond back and forth with the credit bureaus and the collection agencies via certified mail and believe it or not we recommend recording phone conversations. The staff at Lexington Law Office do this every single day. It’s probably a good idea to give them a call.

"I just want to share with you my story about how my credit situation. If you are someone struggling with bad credit, then I was walking in your exact same shoes...

And today - if you look behind me - this is the house that I bought.

So, obviously my credit situation has changed.

Basically, while I was in college I ran up my credit cards and acquired a lot of unmanageable debt which destroyed my credit rating.

About a-year-and-a-half ago when I went to try to buy a house, the banks laughed at me and made me feel bad about what happened in college. (They basically implied that I was a deadbeat SCUMBAG even though it really wasn't all my fault).

I knew that I had to fix my credit, but didn't know how to do it myself so I went to Lexington Law.

Now, literally within several months, I was able to purchase a $300,000 new home without any trouble at all obtaining a mortgage.

So instead of going into banks with bad credit and being looked at as a scumbag, the banks were more than willing to help.

In fact, when I applied for my mortgage and the banker ran my credit, he came back and was saying...

"Wow! Sure thing sir. We'd love to help you out."

Lexington Law literally changed my life.

I went from being the person who has bad credit to being the person who is living in what I consider my dream home at age 29.

Some examples of the things that were on my report that are now gone were: all sorts of charge offs, collections, and I even had credit report judgments listed against me (which I heard is one of the worst things you can have on your credit.)

I had basically every kind of negative listing shy of a bankruptcy.

Lexington Law has raised my credit score at least 237 points. I just checked my FICO score which is now a 737. When I started with Lexington Law, it was below 500!"

I encourage anyone struggling with bad credit to pick up the phone and give Lexington Law a call.

 

It was super-encouraging to see my credit score improve each month as the negative items were deleted from my credit reports. I thought some of the bad credit was permanent since creditors misled me into believing that delinquent information would stay on my credit report for the next seven years.

However, through their dispute process and "goodwill interventions," Lexington Law proved it is possible to remove any questionable negative item. (it is the same as pleading 'not guilty' in a court of law).

Additionally, the paralegal assigned to my case showed me other credit rebuilding techniques such as:

• How to add up to three years of positive payment history to your credit with your regular phone or utility bills (these are things I pay each month anyway so it was a real "no-brainer)
  
• How boost your credit score by optimizing your 'Utilization Ratio' - this involves transferring balances and there is a Right Way and Wrong Way to do this
  
• How Lexington Law can erase your damaging credit inquiries (applying for credit puts a small "ding" on your credit. Inquiry Investigation helps you remove these "dings")

Deleting the negative credit items like charge offs and the credit card judgment, combined with the credit rebuilding techniques, rapidly improved my credit score. In fact, in month two my score went up 74 points!

After living with bad credit for so long, it was really encouraging to see that I was making progress in the right direction.

Not only did the attorneys at Lexington Law show me results, they also provided excellent customer service along the way. If you are someone who enjoys that "personal touch", then you may like how Lexington Law assigns a paralegal to your case.

My paralegal (Stephanie) was always available to discuss the status of my case over the phone and email. Even though I didn't expect or ask for it, my attorney would also periodically give me a call to check in.

Here are some strategies Lexington Law used to delete the really stubborn bad credit - such as the credit card judgment:

• Unlimited dispute & delete
• Goodwill interventions
• Escalated information requests
• Debt validation
• Inquiry assist

You can also access you case online anytime you like. (I enjoyed logging in just to see all the deletions!)

If you are struggling with a bad credit score because of negative credit items, then I truly hope that you start repairing your credit today. I know how humiliating bad credit is and I know how easy it is just to 'sweep it under the rug' and pretend it will go away on its own.

I realize that your situation is probably a little different than mine, however, Lexington Law has already deleted questionable charge offs, a credit card judgment, late payments, collection items, and inquiries from my credit report and raised my credit score to a 737!

Here is a shot of my credit score online last month -:

To get started repairing your credit, call Lexington Law today direct at:
1-800-232-2903 (toll-free)

www.LexingtonLaw.com

Or, if you want a Lexington Law paralegal to call you, click here.