I went through some hard financial times a little while back. I lost my job and as a result I struggled to pay my car payment and credit card bills.
I was devastated. I tried working with my creditors, but they made it almost impossible. Many of the credit card accounts were reported as "charge offs" to the credit bureaus without my knowledge.
To make matters, worse collection agencies got involved. They began checking my credit without my consent, which I was told hurt my credit score. There were also duplicate entries for the same accounts.
I initially tried to rebuild my credit myself, but I did not know how the process worked. I had so many negative items on my credit report that I decided to seek professional help.
I wanted to start over and rebuild my credit score. I decided to hire a professional credit repair lawyer. After reviewing many options, I chose the Lexington Law Firm.
They started the credit repair process almost immediately and deleted four negative credit items after only 30 days.
They even deleted things that I had totally given up on. I monitored my score each month and saw that my score was steadily increasing.
Below is a chart demonstrating the progress I made:
(for illustration purposes only)
I realize that the process could be slower or faster depending on your situation, but I was thrilled with my results with Lexington Law.
Overall my credit score increased by 170 points. I could not believe it! My Credit Score is now in the 700's and I do not have to worry about my future.
I loved getting letters in the mail telling me about the negative entries such as charge-offs, and collection errors that were removed from my credit report. Here are the just some of the letters I received:
2 Negative Collection Items Deleted
Two Charge-Offs Deleted
Another Inaccurate Charge Off and Collection Deleted
I recommend the Lexington Law Firm to anyone who is shouldering the stress and frustration of a bad credit score. Lexington Law has experiencing deleting all types of negative credit items including judgments, foreclosure, and more.
The results really do speak for themselves. Lexington Law has helped many people repair their credit reports and rebuild good credit. In fact, according to the Lexington Law Website, they deleted more than 600,000 negative credit items including collections, foreclosure, late payments, charge offs, repossession, and bankruptcy!
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